In case you’ve been in a coma and haven’t heard, there is a student loan crisis. According to the Federal Reserve Bank of New York, the total student loan debt of $1.46 billion exceeds that of consumer credit card debt. Apparently, students are borrowing too much to pay for college. Of course, you could argue that maybe they’re not borrowing too much, they just don’t have jobs that will allow them to make their loan payments. Either way, it doesn’t change the fact that students are often borrowing more than they can reasonably repay.
50-50 Highlights: Colleges Where Students Are Most Likely to Graduate with Debt
Given that very few private colleges meet 100% of financial need, the cheapest option for most low-income students will be one of their state’s public universities. There will always be some low-income students that will have their full need met at private colleges, but they will be the exception. The majority will find themselves “gapped” and forced to consider private loans to make up the difference.
I remember as a sophomore sitting in an American Literature class when the professor starting talking about the advantages of attending a large university such as the University of Texas (hook ’em) versus going to a smaller institution such as Rice. I don’t know what brought on the lecture but he was adamant that we were receiving just as good of an education as those going to Rice. Furthermore, unlike the students at Rice, we would never run out of classes to take.
(The following has been updated for 2019.) Merit scholarships from colleges aren’t simply a way for schools to reward students for accomplishments, it’s part of the supply and demand of paying for college. Colleges use 
The list of 
If you knew that the average amount of financial aid a college awarded freshmen was $25,000, would you consider it? With the cost of four years of college ranging from $100,000 to over a quarter of a million dollars, why wouldn’t you? I’m not saying you have to apply to the college, I’m just saying give it a look over because chances are it’s one that wasn’t on your radar. The table below lists all 
Are you worried about finding the right college for your kids? Does the idea of researching colleges make you nervous? Do you find the idea of finding and paying for college daunting? Do you just want to know how to get started? If you answered “yes” to any to the previous questions, I’ve got a college search cheat sheet for you.
I’ve talked about