After diligently reporting their families’ financial information as accurately as possible in the FAFSA under the threat of a $20,000 fine and/or prison, high school seniors are anxiously waiting to receive their financial aid award letters. Now, even though each student’s family situation is different, applicants all completed a standard form for financial aid. Major financial factors such as loss of job or health issues have to be addressed in a separate letter to the financial aid office.
So why will the student probably receive financial aid award letters in as many formats as colleges applied to and often designed to deliberately mislead families on how much money they will have to pay?
When my son was small and I would tell him to do something, he would ask why and I would tell him because “it’s in the parent’s manual.” He got really curious about that manual. Where was it? (I wasn’t allowed to tell him.) When did we get it? (At the hospital, of course, you don’t think they would let us leave without it?) Was there a kid’s manual? (You mean you lost yours?)
With all of the college scholarship search websites available, it would seem that getting a private scholarship to pay for school has never been easier. Unigo’s scholarship match offers to match students to 3.6 million college scholarships and grants worth over $24 billion. And Scholarships.com tells you that there are over 3.7 million scholarships worth $19 billion just waiting for you. How hard can it be to get a scholarship?
When students start creating their 
Starting sometime in December of each year, you’ll see various College Confidential Boards, test prep websites, select parent support groups, and occasional independent college counselors start posting the minimum PSAT scores required by state to qualify as a National Merit Semi-Finalist. Depending on the venue, there will be some wailing of the unfairness of the system that allows students outside New York and Massachusetts to qualify with “much” lower scores. From the angst level, you would imagine National Merit Status confers students with full-rides and automatic admissions to the colleges of their choice.
Sometime during their senior year in high school, students will start receiving notices from the counseling office on tips on how to find scholarships and news about the various available college scholarships. These scholarships will probably range in the $250 to $1,000 range with a few hitting $5,000. They’ll be encouraged to start using the different scholarship search websites so that they won’t have to take out student loans. By January, they’ll hear that if only they would get organized and be persistent in their scholarship search, they can take advantage of all the 
