As families approach the college planning process, there’s one thing they need to do before anything else and that is have “the talk.” I know, parents have been putting it off because it can be embarrassing. Who wants to discuss such potentially intimate details with their teenagers? Besides, you’re pretty sure the school counselors have covered the topic so there’s no point in having to suffer through the rolling eyes and general awkwardness if you don’t have to.
Well, I’m telling you right now that you have to because “the talk” I’m referring to isn’t the “birds and the bees” but something just as important, “The College Money Talk.”
If big-time college sports are an important consideration for your college list, you’ll need to take a look at the 
Sometime during their senior year in high school, students will start receiving notices from the counseling office on tips on how to find scholarships and news about the various available college scholarships. These scholarships will probably range in the $250 to $1,000 range with a few hitting $5,000. They’ll be encouraged to start using the different scholarship search websites so that they won’t have to take out student loans. By January, they’ll hear that if only they would get organized and be persistent in their scholarship search, they can take advantage of all the 
