653 Colleges with No Application Fees for 2022

Student looking at computer listing of colleges with no application fees

student looking at colleges with free application feesI’ve updated the list of colleges with no application fees based on the Integrated Post-secondary Education Data System (IPEDS) and information from the Common Application. The IPEDS data is the fee charged for the previous academic year while the Common Application Data is for the 2022-23 year. Yes, it’s very possible the data reported by IPEDS will not be valid for the coming year. But it’s what is available.

College Application Fees can be Expensive!

Everyone knows the cost of higher education is spiraling out of control. Did you know that just the cost to apply to college has reached equally outrageous levels? Applying to US News 2022-23 Top Ten (there are actually 11 top 10 because of a tie) National Universities would set you back $845 in application fees with a low of $70 to a high of $90. Only two schools charged less than $75. That doesn’t include the cost of sending in test score reports.

Read more

Cheapest Out-of-State Colleges in 34 States

Money sticking out of a pocket representing colleges with cheapest out-of-state colleges

pocket with money representing saving at cheapest out-of-state colleges(The Cheapest Out-of-State Colleges List has been updated for the latest data available in September of 2022.) Back when I was a freshman attending a rather large state university in Austin, Texas, I ran into quite a few students (relatively speaking) from the state of New York. They told me that they were attending college in Texas because our out-of-state tuition was cheaper than their in-state tuition. I only saw them that one year because the following year, the legislature raised out-of-state tuition and Texas was no longer as appealing to New Yorkers as it once was.

Read more

How Much Should Students Borrow for College?

Money representing how much should students borrow for college

graduation hat on money representing how much money you should borrow for collegeAnyone who pays attention to the media has heard the alarming reports about student debt. In the United States student loan debt is about $1.7 trillion which exceeds the total credit card balance. Scary numbers. You would expect the question, “How much should I borrow for college?” to be the question that all students and their families are asking. But I don’t’ think that’s actually the case. Let me explain why.

Read more

5 Ways to Get Smart About Financial Aid Award Letters

Overwhelmed woman surrounded by financial aid award letters, examining documents intently, camera angle from above.

Person trying to understand financial aid award letterAfter diligently reporting their families’ financial information as accurately as possible in the FAFSA under the threat of a $20,000 fine and/or prison, high school seniors are anxiously waiting to receive their financial aid award letters. Now, even though each student’s family situation is different, applicants all completed a standard form for financial aid. Major financial factors such as loss of job or health issues have to be addressed in a separate letter to the financial aid office.

So why will the student probably receive financial aid award letters in as many formats as colleges applied to and often designed to deliberately mislead families on how much money they will have to pay?

Read more

Where to Find the Best Scholarships

2 kittens trying to find the best scholarships on the computer

kittens trying to find the best scholarshipsSometime during their senior year in high school, students will start receiving notices from the counseling office on tips on how to find scholarships and news about the various available college scholarships. These scholarships will probably range in the $250 to $1,000 range with a few hitting $5,000. They’ll be encouraged to start using the different scholarship search websites so that they won’t have to take out student loans. By January, they’ll hear that if only they would get organized and be persistent in their scholarship search, they can take advantage of all the college scholarships out there that haven’t been taken because no one applied.

Read more

31 Potential Colleges for Students with a Full-Pay Hook

Money representing colleges for full pay students

Money representing colleges for full pay studentsFamilies that can’t afford to pay the sticker-price for private colleges need to do two things. The first is identify which schools are more likely to provide need or merit aid. The second is avoid those that are less likely to do so. This means steering clear of “dream” schools that may rank in terms of prestige but subsequently aren’t as generous with financial aid as some of their peers.

Read more

The First Step to Avoid College Debt

grad chained to debt representing need to avoid college debt

Golden college grad chained to word debt representing need to avoid college debtAs the cost of college has sky-rocketed, students are accumulating more and more debt. You hear horror stories of student graduating with over $100,000, $150,000, or $200,000 in college debt just for an undergraduate education. And with tuition at some schools exceeding $60,000 a year, you have to wonder if that high student debt is simply the cost of attending college today?

Read more

Guaranteed Tuition and 4 Year Graduation: Part 2

Two vintage balance scales. The left scale features a small red clock, symbolizing the passage of time until graduation, while the right scale holds stacks of coins, ensuring future guarantees of success.

picture of scales for value of college graduation guaranteeGuaranteed tuition programs are one way to save money although they probably have a greater effect at public colleges than private ones. The other guarantee program popping up with increasing frequency is a four-year college graduation guarantee. This means that if it takes you more than four years to graduate, the college will pay for the remaining classes needed to graduate. Given that the average four-year graduation rate is less than 50%, this is an appealing offer.

Read more

Guaranteed Tuition and 4 Year Graduation: Part 1

Hand with guarantee ink stampThe University of Wisconsin offers a guarantee to graduate in four years. The University of Illinois guarantees its tuition for four years. Both offers are fairly new to colleges in general and don’t have much of a track record in terms of students enrolling under the programs. So which is a better deal? Or are they both just gimmicks for colleges to sooth the family fear of rising tuition costs?

Read more