50-50 Highlights: Colleges for Transfer Students 2018

college student representing colleges for transfer students

Picture of college for transfer studentsAs the cost of attending state flagship universities passes $30,000, many families are considering the financial benefits of starting at a community college and then transfer to a 4-year university. Combining living at home with paying only a third to half of the tuition of a 4 year public institution represents significant savings. However, those savings will exist only if students actual path in real life follows the plan–and that is far from being certain.

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Most Expensive Public Universities for Out-of-State Students

A pink piggy bank wearing a graduation cap is placed on top of scattered dollar bills, symbolizing the financial burden faced by students attending some of the most expensive out-of-state public universities.

sad piggy bank representing expensive out of state universitiesMost people understand that private colleges have a much higher price tag than public universities which is why many never consider private schools. This is a shame since there are some private colleges that offer great opportunities along with generous financial aid. What a lot of people don’t realize is that out-of-state public institutions generally have the worst characteristics of both public and private colleges. They have the high price of private colleges with the limited financial aid of public universities.

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50-50 Highlights: NCAA D3 Colleges

Books, baseball, and hat with text D3 Colleges

Baseball hat and ball with books for D3 CollegesWhen high school athletes and their families start looking at colleges, it often comes as a surprise to many that the largest NCAA division, D3, doesn’t offer athletic scholarships. Students may receive academic scholarships and financial aid but no scholarship for participating in collegiate athletics.

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50-50 Highlights: Test Optional Colleges

A person's hand holding a pencil eraser next to a filled bubble sheet answer sheet, with some newly erased and corrected bubbles—perfect for students navigating test-optional colleges.

Erasing a mistake on a test representing test optional collegesStudents everywhere who struggle with standardized tests appreciate the increasing number of test optional colleges. However, it’s important to understand that there isn’t any one definition of “test optional.” Furthermore, just because a college states that it’s test optional for admissions doesn’t mean that tests aren’t required for scholarships or course placement. So be sure to check out the colleges for their specific requirements.

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50-50 Highlights: Don’t Overlook These 105 Liberal Arts Colleges

Students on lawn considering liberal arts colleges

Students on lawn considering Liberal Arts Colleges US News Best College Rankings consists of two national lists: National Universities and National Liberal Arts Colleges. Most people recognize the schools at the top of the National Universities list. Those at the top of the National Liberal Arts lists? Not so much. The reason is because by definition, Liberal Arts Colleges (LAC) are smaller, have a limited number of majors, and few, if any graduate students. And this makes them some of the most effective college teaching experiences around.

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What You Need to Know About ROTC Scholarships

A person in a military uniform with crossed arms and a graduation cap stands beside the text "What You Need to Know About ROTC Scholarships.

Femaile ROTC graduate representing what you need to know about ROTC scholarships(The following is a guest post by Dr. Kuni Beasley. ROTC scholarships offer more money than most National Merit Scholarships and can be used at more institutions.)

Most people do not know about ROTC scholarships.  Indeed, most high school counselors and most professional consultants know little about them… if at all.  The Army, Navy (includes Marines), and Air Force provide ROTC scholarships to students to attend civilian colleges and become commissioned officers.  Over 1100 colleges have ROTC, from Harvard to Berkeley to the Northern Marianas College to the University of Alaska – Fairbanks.

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50-50 Highlights: Most Expensive Colleges

student standing in front of word college representing most epensive colleges

stack of money representing most expensive collegesThe point of the 50-50 schools list is to identify colleges and universities that most students can get into while meeting a minimum standard for college graduation. However, just because a school is academically accessible doesn’t mean that students can afford to attend. Some of the most expensive colleges make the list. Like colleges and universities in general, colleges on the 50-50 list vary dramatically in their financial aid generosity.

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The Must Read Chart for all Parents Thinking about Paying for College

student studying must read efc chart

Girl looking at efc chartFor the past few years, Troy Onink has had a Guide To FAFSA, CSS Profile, College Financial Aid And Expected Family Contribution at Forbes Magazine. It’s a great article that explains critical elements of the college financial aid process. I think the most valuable part of the guide is the Federal EFC Quick Reference Table. (Click here for an updated version of the EFC Chart with assets.)

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